Showing posts with label Politics. Show all posts
Showing posts with label Politics. Show all posts

Thursday, February 18, 2021

Thought on Deferred Maintenance

As with the past few posts, this was first shared on Facebook.


Can we talk for a minute? Of course, I can only speak for myself.


Let’s talk about Texas.


No? Not talk about Texas? Okay, let’s talk about Kansas City, where we used to live.


We moved to Kansas City in 1994. That was a year after one of the worst floods in the city’s history. There were signs everywhere of the water damage. In the Country Club Plaza, an historic and high value shopping district, stores still showed where the Brush Creek had risen to more than three feet in first floor rooms, having completely flooded the basements below.


There were several matters that contributed to the floods, and especially to the Plaza area and also to working class residential neighborhoods downstream. One that was recognized by the time we arrived was that the storm drainage system and the sanitary sewer system were linked. When these were installed in the 1920’s and ‘30’s the idea was that if there were unusually heavy rains the sanitary system would be able to absorb some of the excess.


It’s hard to deny that for decades that had worked, or at least worked well enough. However, after the 1993 floods it was recognized that some important things had changed. Our standards about treating the stuff in our sanitary sewers had changed. Our water quality concerns about our storm runoff and other waters had changed. Most important, there were now tens of thousands, perhaps hundreds of thousands of people living in the Brush Creek drainage, many of them miles upstream of the Country Club Plaza, and quite a number of them across the state line in Kansas. All those roads, driveways, homes, and people were adding to the storm runoff and to the sewage that went into the system. The problem was similar all over Kansas City, although it was especially visible in the Plaza district and downstream.


So, when we moved to Kansas City, the City Council was thinking about how to address the issue. The concern, and for a majority the stopping point, was that it would require an investment of $40 million. (I may be a bit off, but that’s my memory.) So, it was talked about and talked about, and a few small tweaks were accomplished, but the systemic problem was never addressed.


Of course, as it was talked about, you could see one consequence of delay, and I bet you can guess what it was. The cost kept going up. They were still talking about it when we left Kansas City, and over those almost 25 years the cost had grown to $4 billion - 100 times the initial requirement, more or less. Now, I’m sure about the last figure; but even if I’m really wrong about the first figure and it was $400 million, that’s still 10 times the cost. And while the tweaks had helped the Country Club Plaza, there had still been bad storms and significant flooding in the Brush Creek drainage above and below. People still died and people still lost a lot of money to flood damage.


So, there’s a very clear monetary example of the real cost of deferred maintenance - of putting off hard and expensive stuff until “better times.” Too often, though, it doesn’t really seem to be about “better times.” It seems to be about leaders who don’t want responsibility for the hard decisions, especially when those decisions include taxing citizens.


I know, I know: perhaps you thought I was just going to stop with “spending money.” For good and ill, though, the money that governments have to do the jobs we want of them comes from taxes. Now, my wife will tell you that I’ve never seen a tax I didn’t like, which isn’t true; but do understand that paying taxes is one of the responsibilities of having “government... by the people,” alongside voting. Sometimes we find other terms like “user fees” to avoid calling them taxes; or tools like municipal bonds to put off, perhaps for decades, paying the taxes (but, how do you think those bonds are paid off when they become due?) And, yes, we might disagree on how broad the scope should be of what we want government to do. I will tell you I’m really glad when my town can plow my street when the snow is deep. I’m glad my water district has laid mains well below the freeze line and has the resources to respond quickly to a break.


Many, many of us make decisions to tend to matters and avoid deferred maintenance. We keep our cars serviced, and we keep our houses in repair, and we see doctors and dentists regularly. We do those things because we know problems caught early are cheaper than crises caught too late; and that problems prevented are cheaper still. So, why shouldn’t we not only support but expect our leaders to address problems early, including the expectation that we’ll be paying for them?


Of course, I can only speak for myself.

Sunday, January 24, 2021

How About Unity of Purpose Before Unity of Opinion?

 This was posted first on Facebook and has been copied here.

Can we talk? Of course, I can only speak for myself.

I’m not anxious about conservatives. I’m not one, or at least not one in ways that would be acknowledged by most folks who call themselves “conservative” these days. But, the thought that someone presents as conservative doesn’t automatically put me off.


That takes me back to a conversation I had some years ago. I was at perhaps my first clergy conference in the Diocese of West Missouri. Being Episcopalians, there was social time after the evening activities. Being Episcopalians, there was beer. And, being clergy (pretty much of any tradition) there was a lot of conversation.


I found myself in conversation with a colleague from a congregation down around Springfield. Folks who know Missouri will know that the general environment around Springfield is notable more conservative than that in Kansas City. He was also more conservative than I. We have a long and thoughtful discussion about poverty and how to address it. We didn’t come to a conclusion (who could imagine we’d have enough time to talk that out in one evening!), but I do remember that we came to important agreement. We agreed that poverty in American society was a real problem; that it caused real suffering; and that it was worthwhile to work on ways to address it. 


And once we’d agreed on that, we had plenty of reasons to keep talking, and even to find common ground. He was definitely more conservative than I, but he did realize that there were some problems that should be addressed through government because only government involves, and also is accountable to, all of us. I was more progressive than he but I agreed that we needed to have some expectations and requirements of folks who were being helped. Sure, we didn’t come to a final conclusion, but we definitely found grounds on which we could work together.


As I still think about it, I still feel the most important thing about that conversation was that we agreed that there was a real problem and real value in addressing it. We have a number of problems like that. We’ve been talking about infrastructure problems for years. and roads and bridges have continued to age. We’ve seen all too clearly in the pandemic that the gaps of economic poverty vs stability, and of urban vs suburban vs rural make for tremendous issues in health care. It seems to me there is a lot we might do if we can first agree there is a problem that is worth fixing, so that we can then put our collective minds to how.


These days “unity” seems to be the theme of the day. A lot of folks want it, but some at different ends of the spectrum seem committed to the idea that “unity” can come only when it means “everybody comes around to my way of thinking.” To me that sounds like a pretty cerebral, pretty academic sense of “unity.” Maybe we would get more done if we started finding our unity in agreeing on the problem to be solved and in committing our efforts to solving it. To me that seems a pretty conservative idea, really, even coming from this progressive.


Of course, I can only speak for myself.

Wednesday, January 13, 2021

Leadership and Focusing on Facts

This was posted first to Facebook and has been copied here.

 Can we talk? Of course, I can only speak for myself.

So, you know I’m a preacher, right? When I was in seminary, we talked about a big change in how we do things (in Western culture) that took place in the 13th Century. With the teachings of Albertus Magnus and of Thomas Aquinas, European culture made the change from seeing the world based on the teachings of Plato to seeing the world based on the teachings of Aristotle. Without getting too deep in the weeds (but, please do invite me! I love the weeds!), the difference was about what you could know and how you could know it (and what follows is a clearly Christian way of using these categories). For followers of Plato, the truest truth was in the mind of God, and if you thought long and hard enough you could intuit the truth as God saw it, or as close as you could get. For Aristotle, you couldn’t know God’s mind directly but you could see what God had done in the world; and by carefully observing you could see that and from that deduce the truest truth, or as close as you could get.


My professor of Christian Thought and Systematic Theology (same professor, different classes) had a clear understanding of why Aristotle’s position quickly became dominant in Europe: “it built a better cannon.” It was by observing, trying, and adjusting that you improved useful and effective things were, and in those days better siege weapons were considered really important. Sure, cannon would not come to western Europe until the 14th Century, but in those days that was “quickly.” Still, they were clear that observing, trying, adjusting, and observing facts was more effective than simply imagining in making things work better.


We’ve come a long way with those principles, even if we don’t always use those terms. One shorthand we have for that approach is the scientific method. In keeping with our European cultural heritage, we’ve used it to make better bombs. We’ve also used it to make better medicines. The scientific method was critical with getting us to new vaccines for coronavirus that are going to help bring us out of this pandemic (along with mask wearing and social distancing, also supported by scientific method). 


We’ve used them in our industries. Whether we’ve heard of it as performance improvement or continuous quality improvement (CQI) or total quality management (TMQ), we’ve seen how it reformed the Japanese auto industry and then the American auto industry, and many other industries besides. They stopped just imagining what might work and started finding and focusing on facts of how things worked, and used those facts to make things work better.


With all that demonstration of the value of using facts for decisions, perhaps we should expect the same things of our leaders.  If our leaders focus on facts rather than simply on theories and principles, they should be able to offer better programs, better government. If we focus on facts rather than simply principles, or worse, rumors, we should be able to select better leaders who will then offer better programs, better government. Principles have a place because they can help us think about how to use facts. I am after all a Christian and that certainly informs how I might want to respond to the facts in front of me. But I can best apply my principles if I start with observing and testing facts.


Of course, I can only speak for myself.

Monday, January 11, 2021

Accountability, Unity, and Voting

This was posted first on my Facebook stream and has been copied here. 


Can we talk? Of course, I can only speak for myself.

I am thinking about unity and accountability. Actually, I’m thinking at the moment about unity and accountability and voting.


In most of these United States, at some points convicted felons receive again the right to vote. We heard a lot about that this past year in light of changes (before 2020) in Florida. Felons there could regain the right to vote, but only after completion of sentence, completion of any probation, and payment of any outstanding restitution and fees. Now, some think the requirements are too great, and that the system can be set up to make it practically impossible even it it’s theoretically possible. What I think we can agree on, though, is that this is unity that is possible, but only after accountability.


Unity after accountability is really pervasive in our culture. Kid misbehaves? Send said kid to bedroom or sit said kid in the corner, and only after that accountability can that child return to the community, to friends, to chosen activities. I was (rarely but occasionally) spanked as a child; and once I had endured that I was returned to my own (hopefully) better choices and behavior.


It makes sense, too, in so much that has shaped our culture. Since I’m a preacher, I can think particularly of our religious texts. All those sacrificial laws in the Hebrew Scriptures were about unity after accountability. I’m among those who has preached about atonement as “at-one-ment,” to emphasize that it was through accountability, and not without it, that one could return to right status in the community. Jesus in Matthew 18 gives a format for reconciliation when one member of the congregation sins against another. In that format, reconciliation requires accountability, even if there’s no punishment per se. The sinner has to own the sin - to be accountable - to be reconciled.


So, I think many of us would agree that there can be unity, but there has to be accountability first. Felons in Florida, and in most other states, can regain the right to vote after sentence is completed - accountability and then unity.


Which brings us to last Wednesday. After last Wednesday’s assault on elected leaders and a completed election, there are some who want to talk about unity. Well and good; and in our tradition, that should also require accountability. And if unity after accountability should apply to the drug user and also to the drug dealer, it should apply to the ones who stormed the Capital and also to any person whose rhetoric helped them think that was an acceptable thing to do. 


Of course, I can only speak for myself.

Thursday, July 02, 2020

The Collapse of Western Civilization Seems Closer....

Fourteen years go I wrote a post on my blog call Collapse of Western Civilization. It was built around this quote from Margaret Thatcher when she was Prime Minister of the UK:

"I think we've been through a period where too many people have been given to understand that if they have a problem, it's the government's job to cope with it. 'I have a problem, I'll get a grant.' 'I'm homeless, the government must house me.' They're casting their problem on society. And you know, there is no such thing as society. There are individual men and women, and there are families. And no government can do anything except through people, and people must look to themselves first. It's our duty to look after ourselves and then, also, to look after our neighbour." (From "Statecraft" by Margaret Thatcher. Although this quotation is from her book, I believe she also used it in public addresses.)

I've highlighted two of her comments. Hers is the attitude we've heard from conservative leadership (small "c," as it's not just her party in UK or the Republican party in the US) for a long time. It certainly wasn't new when I wrote about it then.

And now we're seeing the results in the midst of the pandemic. "Me and mine first; and no society to which to be responsible." She may have complained about some who wanted (and arguable needed) more support from government than she wanted government to give. However, there are times (and we are in such times now) when it simply can't be just about me and mine. My impact on my neighbor is so much less in my control than I think. My need can be so much greater than I can manage. It is these circumstances that show not only that society does exist, but that it must exist. To be civilized - to live in a civilization - establishes those responsibilities beyond me and mine. If we don't want to lose that, we have to challenge such an attitude as the late Lady Thatcher and her current adherents. For there is an alternative to civilization. As the philosopher Thomas Hobbes wrote, "No arts; no letters; no society; and which is worst of all, continual fear, and danger of violent death: and the life of man, solitary, poor, nasty, brutish and short." (Leviathan, chapter 12)


Monday, April 27, 2020

Reflections for the Times 2

When I was a child in the Knoxville City Schools, I was required to read Christy by Catherine Marshall. While not the only reason it was required (I can only imagine that the explicit Christian context didn’t hurt), a central reason was that the book described Appalachian community life in the late 19th and early 20th Centuries. Catherine Marshall’s mother was a teacher in a small community in Virginia, and the town in the novel was based on a town in Tennessee, not far from where I grew up.

I will be honest that I don’t remember much about the book. However, one chapter has stayed with me over the years. One of the central characters is the preacher, David. Like Christy, David is an outsider in the community, but thoroughly committed to his people. In one chapter a member of the community needs to clear a field to be plowed. This becomes a work of the whole community. The men gather, and each takes a portion of the field to clear with scythes and axes. David steps up to do so, too. This comes as a surprise to the community. He’s not a farmer, used to the tools, or even to the hard physical work it entailed. And, then, too, he’s the preacher! He insists; and even though it takes him much longer to finish, he gets his part done.

What has long stayed with me about this is David’s determination to give of himself, at, really, great expense, for the good of one family, and to model serving the whole community. 

But, then, the whole chapter was an example of a community coming together to serve one another. Once upon a time, that was a common example of American values. Perhaps from recent movies we attribute it especially to Amish communities; but it was once a more general idea. One of the major scenes in the musical, Seven Brides for Seven Brothers, takes place at a barn raising. Communities gathered to help because there were things to accomplish that no one person could do. 

There is, in American public life, that countervailing theme of the individual - commonly called in arts and letters “the rugged individual.” It’s been pitched at us especially since the Reagan Administration as the model of American freedom. But, American freedom, and American history, has also involved individuals sharing common purpose, working as communities to accomplish things no individual alone could do - like building a barn; or flattening the Coronavirus curve.


Monday, April 20, 2020

Reflections for the Times 1

First published on Facebook.

I am a citizen of the United States. There are many folks these days that want to remind me that as a citizen I have rights, some guaranteed in the Constitution, some set by laws, and some determined by how various courts have defined those laws in light of the Constitution.

And, as a citizen of the United States, I also have responsibilities. For this point, I have responsibilities to my fellow citizens - to *all* my fellow citizens. That includes my neighbors here in rural Tennessee, and the neighbors of my children in California and the neighbors of my niece in New York (just to give as broad a range as possible).

I have a responsibility to consider the welfare of my fellow citizens - the ones who live with me in my retirement community and the ones I encounter in church and the ones I encounter at Walmart. I have a responsibility as a citizen (without even going to how I understand my responsibilities as a Christian) to consider the health of my fellow citizens.

So, I wear a mask when I go into town; I stay six feet from folks I encounter walking my neighborhood; and I stay home. I pay attention to medical information. I recognize that we’re far from knowing just how prevalent the current corona virus actually is in my own county, much less anywhere else. Sure, I haven’t had the identified symptoms; but “absence of evidence is not evidence of absence.” I may have a right to be out and about, but I have a responsibility to my fellow citizens to limit myself to protect the health of others, whether I know them or not.

When I was a boy, I was taught, “My rights end at your nose.” These days there seem to be a lot of folks asserting “*Your* rights end at *my* nose.” This is a difference that makes a difference.

Thursday, June 13, 2019

Distributing the Costs of Care, Part 3: It’s Already All of Us

So, I’ve asserted (and I hope folks have agreed) that a thing costs what it costs, whether a strawberry or a medical procedure. I’ve also discussed that what makes those things seem affordable to us (at least, to the extent we do find them affordable; but we’ll come back to that) is that costs aren’t really just costs to us: the costs are distributed across a lot of people in the network of the economy. The clear conclusion (and hardly a new one) is that we’re all in this together.

This always gives me pause when leaders in government and business talk about reducing healthcare costs. If I pay attention, it becomes clear that they’re not talking about reducing what a thing costs. They’re talking about reducing what it costs  in one category or another. And, they’re not always talking about the same category. When the political leader speaks about reducing costs, sometimes he or she talks about reducing what I as an individual pay out of pocket; or sometimes about what I pay in premiums; or sometimes about what I pay (and, sometimes, what we all pay) in taxes. And, sometimes when I listen the leader is talking about what a business pays in the process of being accountable (that’s what regulations do, after all); or what the total is paid through taxes, as opposed to how that affects my pocket.

But, note that, as the current system is running (employer based insurance for most, Government-based insurance for the elder and the poorer), those changes are mutually exclusive. To reduce what I pay out of pocket, I end up paying more in premiums; or, conceivably, I could end up paying more in taxes. A thing costs what it costs, and the difference is in how those costs are distributed.

Also concerning to me are those polítical leaders (and, I will say I don’t hear this from healthcare providers or from supply industries) who seem to want to reduce how much I pay for the benefit of someone else (and, really, usually someone elder or poorer or both). Now, as an Episcopal priest I will assert that such an argument is immoral - broadly un-Biblical, and definitely un-Christlike. However, I also want to look back at our discussion so far and suggest that it’s simply unworkable.

A thing costs what it costs. If costs are redistributed, they appear to change, but that’s deceptive. They will still come back to me, but in a different form - and sometimes one that is destructive.

For example, there are ongoing efforts to reduce Government expenditures for Medicaid, both federal and state. The visible consequence as of those are pretty hard. Look at the number of rural and regional hospitals that have closed over the past few years. People lose care. Communities lose jobs. But also, people end up getting care that costs more, traveling farther, needing more intense and expensive care, and dying. Since hospitals cannot by law refuse emergency care (and that is the law), they make up elsewhere what they lose on those patients. Their basic costs structures go up; their negotiations with insurers go up; and my bills go up. The analogy of squeezing the balloon is apt: it may appear to reduce my taxes, and look good for the political leader, but it will still hit me somewhere else.

What can most effectively reduce my personal expenses? To most widely distribute the costs across the most people. Which leads us to Medicare for All.

It wouldn’t surprise anyone who knows me that I think we would all benefit most from a system offering universal access and requiring universal participation. That is, everyone can get care, because this most widely distributes the amortization of costs of equipment and paying for professionals. And, everyone pays something, in some way that is progressive related to economic capacity (considering both income and wealth), because this most widely distributes, and most justly distributes, financial resources in the system.

Now, at this point no one knows what a Medicare for All plan would do, except perhaps these two points; mostly because there is more than one plan proposed under that heading, and they don’t all agree. However, I do want to note that in some ways we already have something for all in Medicare.  

We normally just think of the insurance for folks over 65 and folks with significant disabilities paid for by Medicare. However, that also means Medicare is perhaps the biggest insurer, and so has a great deal of influence in how widely costs are distributed. I’m not on Medicare, but my insurer knows what Medicare is willing to pay, and wants to negotiate my rates accordingly.

Another aspect in which Medicare serves all is that most if not all medical education is paid for in full by Medicare. This certainly applies to the vast majority of medical residency positions. For most medical residents, hospitals are reimbursed in full for the cost of salaries and perhaps for benefits. In addition, Medicare pays in part for many other kinds of clinical education. This includes nurses, therapists of various kinds, and even chaplains. If you get care from a physician who is in or has completed a residency, your physician was provided to you in part by Medicare. For teaching hospitals, this means that a good deal of the budget that allows them to take care of the poor and allows them to keep their equipment current is relieved by Medicare.

Finally, we can’t undervalue how Medicare has kept many, many seniors out of poverty. Some of us may remember commercials on television before Medicare was in acted, identifying the elderly in urban settings as particularly and acutely poor. Now that I am retired and up on the Plateau, I see that level of financial concern in the rural poor almost every day. Medicare by itself has raised many folks out of poverty and bankruptcy for the two generations we’ve had it.

These are ways in which Medicare currently serves all of us. These are also examples of the value of seeing our healthcare as a social good, and not just as an individual good.

A thing costs what it costs, whether a strawberry or a medical procedure. We are concerned about paying for the healthcare of others, but in fact we are already doing that. We can decide whether that continues to be something that happens outside our view, or if we want to be deliberate and public and all involved in those decisions. To do that, we need to distribute those funds and those costs as widely as possible; and in these United States as widely as possible means all citizens and all residents.

The thing costs what it costs, and we are all always  already sharing those costs, whether we are aware of it or not. Maybe it’s time to recognize that social connection and to see healthcare as a social good, and not just a retail product.

Thursday, May 09, 2019

Distributing the Costs of Care, Part Two: More Than Just Me

A thing costs what it costs. That’s as true for a medical procedure as it is for a strawberry.


I started with a new primary care provider recently. That start involved meeting with a new professional provider, and a set of lab studies and tests - nothing exciting, but part of the process.


Now, I will have certain expenses out of pocket for that, but how those charges are determined is, again, a reflection of a slew of costs. There is the cost of the professional’s time; and, trust me: these days any health care business has some idea what to charge by the hour, even if that’s not how the charge is reported on the bill. And then, going into that cost is the cost of educating that professional, which may or may not include education loan debt. There is the cost of the computer system used to keep the records, the software it runs on, and the hardware that holds it. There’s the cost of the malpractice insurance that any professional will have; for after all, a suit can be filed before anybody actually determines whether the facts support it. And of course there are the costs of the facility - rent, utilities, insurance. There are also costs of getting paid: paying someone to issue the bills, to report to the insurance company, to know relevant law and regulation. And, there are the costs of not getting paid. Medical debt has been an important cause of bankruptcy for individuals, even if that’s been reduced under the Affordable Care Act. Sometimes people can’t, or won’t pay.


And that’s a simple new patient visit. Had I needed a procedure, then there would have been more costs: the required equipment, and amortization of that; the costs of nurses and other technicians, including their professional education and expenses; and, again, losses to charity care or refusal to pay. That’s kind of like the dropped box of strawberries: costs are raised and/or shifted to that the institution can cover here what is lost there. The big difference in healthcare of course, is that it’s not a $4.00 box of strawberries, but a $50,000 hospital stay.


All of this affects, but isn’t shown in the bill I will receive. What the bill will show, though, is something about the ways that my out of pocket costs are reduced by the distribution of charges. There are, of course, all the other patients in my new professional’s practice. More important, though, is insurance. Insurance, really, is the ultimate distribution of charges. I’m one of a large group that pays into the insurance company, and so far I’ve hardly ever had to use as much in one year as I paid - or, since so far my insurance is been provided by employer, as much as was paid in on my behalf. The insurance company distributes the costs of any current claim across the premiums paid by all the covered members. Then, again, my employer distributes the costs. The employer negotiates with the insurance company based on a pool of covered employees, figuring that the expenses for any individual employee will be lower. (I’ve written before that the currency of that negotiation is not dollars but “covered lives” - you and me and our family members.)


A medical procedure costs what it costs. For good and ill, though, I won’t see that cost. What I will see is what I pay out of pocket, and also what the insurance company paid on my behalf. Oh, and I may also see the results of the negotiation between hospital and insurance company as a discount or reduction. Of course, that’s what I see. Another patient with another insurer or another employer (or a person not having either) will see different numbers. That’s because there’s a different negotiation with each different company. Oh, and because for any given procedure with any given patient the insurer may renegotiate and pay less - which almost inevitably ends up with you or me paying more out of pocket.


We hear about that a lot now in efforts for “price transparency” for medical procedures. Everybody agrees it would be a nice idea. However, it’s hard in practice. There are differences in negotiations between each institution and each insurer. There are differences in negotiations between each medical practice (and most medical practices are still small businesses). Newer equipment costs more, and takes more procedures to amortize out that older. And, of course, large research and educational health care centers in urban settings take both higher risk patients, who need more resources; and more patients who can’t pay. A procedure costs what it costs; but the various inputs into those costs can vary a lot from setting to setting, as can the various ways to distribute costs as widely as possible. A procedure costs what it costs; and it may well cost more in one place than another.


Of course, we may also be willing to pay those costs. If I need a procedure, I may be willing to pay more for the professionals and the institution that have more experience - literally, that have offered that procedure more times to more patients. Professionals and institutions with more experience get better results. Or, I may be high risk myself for one reason or another. So, I may well be willing to pay for an institution with more resources. I don’t know I’ll need them; but if I do need them I don’t want to have to go somewhere else.


Then, of course, there is emergency care. If it’s really an emergency, I’m not about to start haggling over prices. I want to be where the right people and the right equipment are available for a good outcome, not a lower bill. And, I want those resources available 24 hours a day, whether I’m using them right now or not. “Just in time” may work well enough in having the right parts at the car plant for assembly, but I don’t want to trust “just in time” staffing for my emergency room. “Just in time” staffing may not be just in time to save me.


But, still, the biggest issue with price transparency, and one of the biggest things shaping what I pay out of pocket, is the sheer number of different insurance companies negotiating with the number of different health systems and institutions, and professional practices; and that includes the two biggest insurers, Medicare and Medicaid.


Once again, that sheer number is also part of the distribution of costs. My out of pocket expense feels small because the insurer distributes all my expenses across the premiums of all of us who are members; and because my providers, professional and institution alike, distribute my expenses across all the patients cared for using that expertise and equipment. A thing costs what it costs, whether a strawberry or a medical procedure. It can just feel less expensive to me because of how a lot of other people participate in paying those actual costs; and that will be the starting place for part Three.

Wednesday, May 08, 2019

Distributing the Costs of Care, Part One

Can we begin with a simple premise, that a thing costs what it costs?


I know that sounds trivially true, but in fact most of the time, most of us don’t think that way. That is, we note what we pay out of pocket for an item, but don’t think about all the costs that went into what we pay.


I bought some strawberries yesterday morning. What that box of strawberries costs is the result of a whole slew of expenses. What did the farmer pay for the land, and what is the measurable (if tiny) incremental cost of one strawberry in light of those and other costs of production - water, fertilizer, labor, etc? What is the cost of processing and shipping that strawberry; of warehousing it for the wholesaler; of having it in my local market? Just because we don’t think about that strawberry’s contribution to paying the electric bill of the grocery story doesn’t mean that it isn’t there and fixed. When we remember that a thing costs what it costs, we can look beyond just what we pay out of pocket.


And, of course, we can remember that those costs are shared with others. If my box of strawberries were priced so that my purchase would sustain the market, I wouldn’t be able to afford them. If I alone were paying the fuel charges of the trucker and the labor charges of the wholesaler, that box of strawberries would be far out of reach. I can only afford those strawberries because a whole host of folks participate in distributing the costs of those expenses. That’s the difference between the economy of a large society and -  well, really, any society. Once upon a time, perhaps, there was an individual working an individual plot of land and providing only for himself, and so paying personally all the costs of having a strawberry; but once folks started living in communities and sharing resources and exchanging (even in barter), costs started getting distributed.


That’s particularly true when we find a “bargain.” If I find my box of strawberries on sale, it might be that the farmer somehow produced for less, or that diesel was temporarily down. Or, it might be that these strawberries are getting close to the end of their shelf life, and the store loses less by selling them at a reduced price than by letting them get old and not selling them at all. And, after all, the store can take that decision, not out of the goodness of anyone’s heart, but because the store can adjust prices somewhere else, and so better distribute those costs. Someone else paying a dime more for apples allows me to pay a dime less for strawberries. It costs less out of my pocket, but it didn’t cost less in the real costs of production. J, at each stage of production, one of the costs that gets distributed is losses. If one field fails, that’s going to raise the price (not the cost) of the strawberries from fields that succeed. If someone drops a box in the store and all those berries are ruined, you can be sure that the store has some calculation of how that loss can be made up elsewhere. In a market economy, those losses get covered, or the person at that level can no longer produce or provide.


A thing costs what it costs, with all those costs of production figured in, and with all those distributions of costs worked out. What it costs out of pocket is a combination of all those costs, and how all those costs are distributed.  It’s true of a strawberry; and it’s true of a medical procedure. And that’s a thought that I will explore in Part Two.

Thursday, January 17, 2019

On the Principle of Double Effect Writ Large

A news item caught my attention in the last few days. (From NPR. If I say "I heard on the news," there's a very good chance that's where I heard it.) The story was Veterans Claiming Illness From Burn Pits Lose Court Fight. The gist of the story is that veterans of Iraq and Afghanistan have reported significant health problems that they attribute to trash burned close enough to barracks that troops experienced long term exposure breathing toxic chemicals in the smoke. They have sued the contractor who did the burning, and the federal courts have said they can't sue because the contractor was only following orders. Parallels to the Agent Orange fight of Viet Nam veterans have been noted.

And then in the story there was this comment: "That fight shifts to Congress, which is where burn pit veterans will have to turn next, now that they've lost in court." But, Congress has already made some changes that may well affect this case.

Congress has acted and the President Trump has ordered that veterans have more access to non-Veterans Affairs health care. That could, I think, be a significant difference between this case and Agent Orange. That could mean comment from a lot of physicians that the VA doesn't supervise, and whose comments the VA can't restrict. That could mean more research and more information on what these vets are actually experiencing, and what the likely exposures are. Ultimately, that could mean more information that an administration can't restrict, and that officials can't avoid.

I'm not a veteran of armed service, and I have great respect for those who are. More particularly, some veterans, and specifically Viet Nam veterans have been important people for me. I've also been in health care for 40 years or so. On both counts I've noted the Agent Orange issues over the years. There is too much history of an issue affecting veterans that officials wanted to avoid. By making it easier for veterans to seek care outside the VA system, they may well have made avoidance harder.

Wednesday, August 01, 2018

What I Did on my Summer Vaca.... General Convention: Responding to the Opioid Crisis 2

I wanted to give an update on my earlier post from before General Convention. Specifically, I wanted to update readers on C037 Responding to the Opioid Crisis.

As most of my readers know, each resolution addressed at General Convention requires public testimony to the designated legislative committee. As I noted in my earlier post, I was on Legislative Committee 8 Social Justice and United States Policy, and it was our committee that addressed resolution C037.

In the testimony we heard moving testimony about the impact of the opioid crisis on individuals and families, and about how the Church might be engaged. We also heard another issue addressed. We heard about the problems of patients with chronic conditions and especially chronic pain whose access to appropriate medications was being affected by legislative and regulatory responses to the opioid crisis. In fact, this is an issue I'm also aware of. The Center for Practical Bioethics, one of our great resources in Kansas City, has had among its programs the PAINS Project. (That project has recently transferred to the Academy of Integrative Pain Management [AIPM].)

It is important to realize both concerns are accurate. There is a crisis in the United States, and especially in more economically distressed populations, in addiction to opioid drugs; and while that has turned in the last year or two from abuse primarily of prescription drugs to problems with heroin and imported synthetic fentanyl, control and proper use of the prescription drugs is important. There is also a crisis of poorly managed chronic pain, and patients who need the prescription drugs, and sometimes in unusual dosages, not only to just manage from day to day but to continue to function, to work, to participate in life.

So, when you look at the link above to the finalized language of C037, you'll see we addressed both. We retained concern about the opioid crisis, and continued the request for a task force in the Church to address it. We also acknowledged the proper uses for those drugs and called on the Church to understand and to advocate for those who appropriately need them. Really, I think we did a pretty good job of recognizing both problems, and in speaking to the Episcopal Church about the two needs.

Take a look at the final resolution. Consider how both problems are appearing in your own community, even in your own congregation. Recognize as well that sometimes that's how resolutions get "perfected:" testimony changes how your Deputies and Bishops understand an issue, and how we see God's call to the Church. 

Friday, June 29, 2018

General Convention: Responding to the Opioid Crisis

I’m getting close to General Convention, and there are a couple more resolutions that relate to health and healthcare. One is C037 Call to Respond to Opioid Epidemic. The text is below:

Resolved, the House of _______ concurring, That the 79th General Convention call all dioceses and parishes in The Episcopal Church to respond to the opioid epidemic with training, pastoral care, advocacy, and liturgy; and be it further
Resolved, That dioceses and parishes be encouraged to: partner with First Responders and others in the medical community to host trainings on how to administer Narcan in the event of an overdose; partner with other faith communities and recovery programs in their local contexts to offer pastoral care to those affected by this epidemic; partner with other faith leaders to advocate with local and state government regarding policies and laws to promote healing and wholeness for those affected by this epidemic; and to lift up the needs of those affected by the epidemic in the Prayers of the People; and be it further
Resolved, That the 79th General Convention direct the Office of Government Relations of The Episcopal Church to advocate for the federal government of the United States to address this as public health crisis, affirming that opioid addiction is a disease, which needs adequate resources for treatment options; and be it further
Resolved, That the 79th General Convention direct the Standing Commission on Liturgy and Music to develop additional liturgical resources to address the needs and concerns of those whose lives have been profoundly affected by this epidemic.
THis is certainly not the first resolution relating to addition, including to opioids. At the same time, it is certainly timely. In addition, the call to the Standing Commission for Liturgy and Music suggests responses that are within our tradition of addressing important needs with both social and liturgical responses.

The call to make Narcan more widely available could save lives. In the hands of more professionals, and especially of those who are in the field, could be helpful indeed.  Whether that can extend beyond professionals could be debated.

However, this is a worthwhile effort. I do expect it will pass, if perhaps adapted. 

Thursday, May 31, 2018

General Convention: Disaster Resilience

I've continued to look at resolutions to General Convention that have some relation to healthcare topics. One recently added that I want to hold up is D007: Disaster Resilience Policy. As the text is somewhat lengthy, I won't copy in the whole thing, but I do encourage you to read it.

The larger points of the policy are to commend Episcopal Relief and Development in their past work of disaster relief, and to encourage dioceses and congregations, working with ERD, to develop not only short term but also longer term resources and plans to respond to disaster. That longer term response is the point of "resilience:" that to rebuild and restore after a disaster takes a long time, and a longer commitment of resources and effort.

I was, though, struck by one further sentence: "That the General Convention urge the U.S. federal government to fund and support not only immediate, but also long-term community and economic recovery from human-caused and natural disasters in the 50 States and U.S. Territories in equal treatment,...." [emphasis mine] That seems particularly apt, especially in light of the recently reported Harvard study estimating that in Puerto Rico Hurricane Maria resulted in thousands more deaths than have been reported by official agencies. The study uses the criteria of the Centers for Disease Control and Prevention (the justly-famous CDC), and reflects both those who died directly (flying debris, floods, etc.) and those who died because the healthcare and social systems around them were destroyed and not quickly rebuilt.

While there can be arguments whether responses of governments at all levels have been adequate in our recent disasters, including Maria (in 2017 territories and states of the United States were also struck by Hurricanes Harvey and Irma), there's a strong case to be made that federal resources to the states affected were significantly and proportionally greater than those provided to Puerto Rico. I can't speak to whether the response to the U.S. Virgin Islands was more similar to the states or to Puerto Rico; but the differences between that territory and the states has been widely reported and evaluated. In that light the call for equal treatment for territories as for states seems especially poignant.

By the way, please remember that the Resolutions in the Virtual Binder for General Convention are available to anyone. Link to the Virtual Binder, or link through from the General Convention web site, and you can see what's proposed. Remember that what's proposed may not be what's actually debated and voted on; but's it's where we'll start. So, take some time to look and see what might interest you.

Monday, July 17, 2017

An Interesting Comment on Christian Moral Teaching

I was pointed to a new article from La Civilta Cattolica, a Jesuit publication based in the Vatican. Notably, the Wikipedia article about it states, "It is the only [publication] to be directly revised by the Secretariat of State of the Holy See and to receive its approval before being published." The article, published in English, is titled "Evangelical Fundamentalism and Catholic Integralism in the USA: A Surprising Ecumenism." (And thanks to IT at the Friends of Jake blog for pointing to it.)

The article raises very interesting questions about the political alignment between (political) Conservative Evangelicals and (political) Conservative Roman Catholics. While I would encourage my readers to read it in detail (and, it isn't either so long or so complicated as to make that difficult), I can point to the one theme I think important. The article points to the model of Pope Francis in trying to embrace the full breadth of Roman Catholic social teaching. That is, the Catholic Church is equally concerned about abortion, poverty, and stewardship of the earth. It has teachings on providing medical care to all, on serving the most needy, and on pursuing peace, as well as on human sexuality.

The point is not that the Catholic Church has changed any of the teachings that progressives might find difficult. It is, rather, also to embrace those teachings that progressives might agree with, and to challenge the pursuit of political power as a form of enforcing moral authority.

And on this last, it is especially pointed. Francis is leading in this, but he is not the model. As the last paragraph states,

This is why Francis is carrying forward a systematic counter-narration with respect to the narrative of fear. There is a need to fight against the manipulation of this season of anxiety and insecurity. Again, Francis is courageous here and gives no theological-political legitimacy to terrorists, avoiding any reduction of Islam to Islamic terrorism. Nor does he give it to those who postulate and want a “holy war” or to build barrier-fences crowned with barbed wire. The only crown that counts for the Christian is the one with thorns that Christ wore on high. (emphasis mine)


Tuesday, April 18, 2017

It's All About Priorities

This started on my Facebook page. There I also tagged the Facebook pages of my Congressman and Senators. Feel free to share this yourself.

So, here's a thought. Instead of trying again to take healthcare away, or to address something as complex (and dicey) as the tax code, why not press forward on infrastructure.

  • First, it has bipartisan support. 
  • Second, it will create jobs, and jobs that can't be sent out of the country. 
  • Third, those jobs will be in the private sector (remember, the Government contracts those jobs out; they don't buy bulldozers or hire workers itself). ...
  • Fourth, there will be some significant multiplier effect, from the additional retail purchase of workers to the upgrading of heavy equipment to the investment in materials. 
  • Fifth, it will help with health insurance because these new employees will either be able to get employer-supported insurance or they'll be able to buy on the exchanges with fewer subsidies. 
  • Sixth, all that economic activity will increase tax receipts without increasing tax rates, for all levels of government.

So, why not pursue this instead of wasting time on the other issues?

Saturday, January 14, 2017

On Keeping Healthcare Stable

Some of you may wonder why I haven't said too much about the threats to adequate healthcare for all Americans. Some of you may wonder why I have said "keep healthcare stable," instead of just defending the Affordable Care Act. I have done that because I actually work in healthcare, and want to be clear, including by when and where I'm logged in, that these are my opinions and not a reflection of or a reflection on my employer.
That said (and I can't imagine anyone will be surprised), I do have opinions. First and foremost, I think we have sold the Act incorrectly. The name of the act that is labeled Obamacare is "The Patient Protection and Affordable Care Act." We've spent so much time letting folks complain about what "affordable" might mean, and for whom, that we are now at risk for letting the "protection" get washed away. Pay close attention: it is the protections that are truly popular - no exclusions for pre-existing conditions; equity on preventive care for both men and women; equity for mental health with physical health; subsidies to allow the most vulnerable to afford insurance; insurability for folks whose employment and lack of income had left them out; coverage for children on a parent's policy until age 26; a set of minimum standards for what a policy should provide. It is also the protections that make this less "affordable;" and so it is the protections that are at risk. So, not just "Defend the ACA;" "Defend the Patient Protection Act."
So, I speak about "keep healthcare stable" because I can imagine improvements to the Patient Protection and Affordable Care Act; and even a replacement that might be better. At that point, I heard Paul Simon singing about "the myth of fingerprints:" I don't care much whose name is on the bill as long as the bill does the right things. Call it Romneycare instead. Call it the German Model, because this is basically how the Germans meet everyone's needs. Call it Trumpcare or Ryancare - I don't care, as long as it's a real replacement - you know, one that does at least what the old one did (EVERYTHING the old one did), and perhaps more, and perhaps more economically. One of our major auto insurance companies has this ad out, with a focus on their full replacement policy. The hook, proclaimed by the actor complaining about another company is, "Do they expect you to drive 3/4 of a car?" So, I am interested in stability more than the myth of fingerprints. I don't care whose name is one it; but 3/4 of a replacement for the Patient Protection and Affordable Care Act is not a true replacement.
I am also concerned about stability because healthcare is one of the largest employers, as a sector of the economy. These are good jobs, professional jobs, that can't be outsourced overseas. In my years in the business one of its hallmarks has been the many people who have started at the bottom and used employer-supported resources to have better jobs and better pay. One of the patient protections at risk if things aren't stable is an adequate workforce to care for them. Note that at this point I'm not talking about chaplains. We are so small a part of the industry already that we can't sway much. I'm talking about nurses, therapists, lab scientists, and pharmacists. To have them when we need them means we need to keep healthcare stable.
So, there I am: I'm willing to hear that there's a better way; but those who claim that need to actually offer something better. They need to offer it clearly, and they need to offer it before dismantling what is in place. For patient protection, affordability, and a stable economy - things that have actually been helped by the Patient Protection and Affordable Care Act - we need to keep healthcare stable.